I don’t know where I’d be right now without the Long Term Care Insurance, probably with one of my kids – they have no place for me. Barbara has been one of the most helpful people I’ve ever worked with – if ever anyone needs proof, call me. Note from Barbara:, Beth is now using her LTC policy to pay for care in an Assisted Living Home

My name is Jesse Blount.  I am a forty year resident of northern California and recently celebrated my 75th birthday.  My first familiarity of the concept of long term health care came from Barbara Hanson about ten years ago as part of a purely social conversation.  Three years later, she convinced me to take out a policy with her to help “guard against future health surprises.”  In 2007, my first surprise occurred when this healthy, tennis playing activist was surprisingly hospitalized for one month with a disabling attack of septic gout and arthritis from which I have never completely recovered. Following my hospital stay, I entered an assisted living facility where I live today.  My long term care insurance paid about $45,000 of my rehabilitation costs.  For two additional years, my assisted living expenses has been paid in full through my insurance policy, with a total payout to date of more than $80,000.  Through Barbara’s direct involvement, I have been able to avoid what would almost certainly have been a personal financial catastrophe.  I will always be grateful to her for her guidance through this very difficult time in my life.

Barbara is exactly the kind of person you want when searching for crucial insurance coverage. She is compassionate and understanding, with the keen knowledge of extended care insurance to guide you in determining the proper coverage to suit your needs.

Needless to say, I am most impressed with the responsiveness of your company and the efficient and professional manner in which all elements were handled. I will now have over $5,000 worth of equipment, which will make my life much more manageable. Little did I expect to need my Long Term Care by the second year of having it. You may certainly share this letter with any prospective clients, as it is my pleasure to be able to say something positive about an insurance company.

When my wife became very ill with pulmonary fibrosis she needed home care. Enter our insurer. We had a wonderful caring and professional nursing aide attend her four hours a day. Our LTC insurance paid for her. She needed a wide variety of supplies. Our LTC insurance paid for them. Our LTC insurance covered everything. But it was not that they simply covered Patricia’s needs, it was the concerned, helpful, and prompt way they did it that impressed us so much. From Patricia’s initial evaluation from a nurse you sent to our house to evaluate her to the wonderful case worker who stayed in touch with us consistently, our LTC insurance company, including you, could not have been nicer or more efficient. Your program made my wife’s last days infinitely more comfortable, and for that I am eternally grateful.

A few years ago my husband, Ray, could not be covered by Long Term Health Insurance because of his age and poor health. We waited too long. He is now in a nursing home and the payments per month are so high that it’s hard to believe. It’s a shame that we weren’t educated sooner about the availability of Long Term Health Insurance. Thanks to you, my own application was approved and I can feel more at ease knowing I will have Long Term Care coverage some day if needed. Continue to make people aware of the importance of getting the coverage before it’s too late. Keep up the good work. Note from Barbara:, Ann is now using her LTC policy to pay for care in her home

Barbara is a passionate advocate in helping people regarding protecting themselves and their families against long term care. She has been there when people needed the care and made sure they are taking care. She makes sure that her promise is fulfilled. Her clients are blessed to have Barbara as their adviser.

I’ve known Barbara for about 20 years, and had her as my long-term care insurance agent for about 8 years. She is an outstanding individual, both as an insurance agent and personal friend. She was very helpful in selecting the right policy and coverage for me and my wife. We’ve been very pleased with her service, and would recommend her without hesitation.

Barbara is conscientious, loyal, extremely devoted and goes above and beyond in her dedication to her work. A fine example of this is her availability to her clients on a moment’s notice after the recent wildfire disasters. She was willing to put her client’s safety above her own. I can only give Barbara my highest recommendation.

Barbara is very knowledgeable about issues facing people in the senior community. She is passionate about how families can be helped by Long Term Care. I for one agree and I have Long Term Care.